• Uncategorized

    Considering Applying For A Balance Transfer?

    Nowadays, there is great value to be had on credit card interest rates, and this has all been borne out of competition between the different banks and financial institutions.

    Balance Transfer

    So, what is a balance transfer? A balance transfer, in simple terms, is where you transfer the balance of money owed in a credit card account, to another account with another financial institution or bank. This is often done to take advantage of better interest rates.

    Credit card companies will often offer attractive rates to encourage new customers to transfer their balance to them. Incentives are usually offered also, such as lower rates for a fixed term, or even 0% interest due up to a certain time. Some institutions may even run schemes, like loyalty cards, that accumulate additional benefit. Card companies will often offer 2 different rates, a “Teaser” rate, which is low (or nil), which runs for a fixed period and then expires; and a normal rate, which is the rate you will progress onto after the cessation date for your “Teaser” rate has passed.

    So, are you looking for a balance transfer? What should you know, prior to making an application to transfer your balance to a different financial institution? The first thing you should do really is some research – the internet is probably your best tool available to help with this, as you can compare what the difference between the institutions is, quite quickly.

    You may find that price comparison websites are helpful for this task, but it is always a good idea to double check the rates directly on the website of the financial institution, to ensure that the rates that are quoted are entirely up to date.

    “Teaser” rates are an incentive to get new customers to sign up, so it is worth paying attention to what the normal rate you will graduate to will be, if you decide to go with one company over another. The “Teaser” rate may be as low as nil, but the Normal rate could then be quite high after your expiration date, so this is important to keep in mind.

    Also, ensure to read the small print – there may be a clause that will prevent you to again transfer within a certain time frame. This has come about as a result of customers taking advantage of the “Teaser” rate, and immediately transferring their balance to another company once this rate had expired.

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  • A Beginner’s Guide to the Canary Islands

    If you’re eager to go on a cruise holiday this year but don’t yet know where to go, I heartily recommend that you consider the Canary Islands. This part of Spain has long been popular among British travellers, but don’t worry if you’ve never been here before and aren’t sure if it’s right for you. You’re certain to find it an enthralling destination!

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    As you may have already guessed, given the fact it is in Spain, the archipelago benefits from some truly terrific weather. Not only does it receive around 3,000 hours of sunshine a year (which is more than anywhere in Europe), but its annual temperature is a thoroughly pleasant 22 degrees C.

    You’ll develop a glowing tan wherever you go, but it’s important to think carefully about what you’d like to see and do. With the Canaries consisting of seven islands, I recommend you look for cruise deals that stop by at least a couple of them so you get a fuller sense of its terrific culture and landscapes. To give you an idea of where in the region to go, I’ve set out some information about three of what I think are its best islands.


    While the Canary Islands is famous for its lunar-like terrain, there is perhaps no isle where this is more the case than Lanzarote, which formed after a series of volcanic eruptions that started some 22 million years ago.

    Come here and you’ll have the opportunity to explore some diverse terrain, ranging from towers of solidified lava to vast canyons. The Timanfaya National Park is a particularly good place to get acquainted with the island’s stunning landscape, while in the Chinijo Archipelago Nature Reserve you’ll get to see a vast range of marine birds.

    Lanzarote also contains a wealth of golden beaches that are perfect for relaxing on and soaking up the famous Spanish sunshine. Among these is Dorada, a 300 m stretch of golden sand in Playa Blanca that is well sheltered from the wind and, as such, is great for families to visit.

    La Palma

    Nature lovers, meanwhile, are bound to enjoy a cruise that calls in at La Palma. Often called isla bonita – which in English translates as ‘beautiful island’ – this part of the Canaries is a designated UNESCO Biosphere Reserve and features a number of stunning nature reserves and parks.

    One place I particularly recommend is La Caldera de Taburiente National Park. This is the ideal destination for keen walkers, not least of all because it is home to a towering volcano that has a 5-mile wide crater. Elsewhere, you’ll discover verdant laurel forests, black sand beaches and towering mountain ranges, while adrenalin junkies will have the chance to try their hand at everything from paragliding to mountain biking.

    Gran Canaria

    The final island that I’m going to look at is Gran Canaria. If you’re hoping to develop a golden tan on a cruise holiday, you’ll be glad to know that the isle offers ample sunbathing opportunities, thanks to its 236 km of coastline. Among the many beautiful locations you can recline on is Maspalomas – a sandy stretch that is nearly 3 km long and is good for bird-watching – and Las Canteras, which is ideal for a variety of sports.

    Head to La Cueva Pintada (‘the painted cave’ in English) and you’ll get to see some fascinating aboriginal cave art, while the Guanches archaeological site contains artefacts made by the island’s first settlers.

    This is just a brief guide to the Canary Islands, but if you’re thinking of making it the destination for your next holiday let us know by leaving a comment below.


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  • Isle Of Man – The Sights

    The Isle of man is a little island which is located in the center of the British Isles. Due to the fact that it is so close to Britain, it has always been a very popular holiday destination for the British. But it also has become known for a decent holiday spot for people all over the world.


    There are many things to both do and see when you are on the island. It’s not a mad party island, so don’t come here looking for wild nights.

    The largest waterwheel in the world – the Laxey wheel, is 72 feet in diameter. This is one of the islands most visited attractions. The village of Laxey also has tours of the mines that you can visit as well as a woolen mill where tourists can buy some locally made crafts.

    If you’ve ever wished to ride on a steam train, then it can be done here! The island has two fully operational railways that utilise steam trains. The great Laxey mile railway only opens it’s doors on Saturdays and some Bank holidays, but you can still ride on the other steam train during your visit to the Isle of man.

    If you are looking for a cheap flight to the island then click here to see numerous deals throughout the year, and is worth checking out first.

    The most famous road race in the world take place on the island every year. This is the TT races. Thrill seekers and fanatics from all around the globe flock to the isle during the events. There is a great buzz and atmosphere there for it, and you can see other races alongside it, as well as bike and car rallies.

    If you are a birdwatcher, then you will love the opportunities that the island can offer you. From ravens, terns and peregrines to black guillemots and sandpipers – it’s got something for you to observe. So make sure you don’t forget those binoculars.

    The island has a few diving clubs peppered around the coast line. This gives tourists the chance to explore the beautiful underwater wildlife. There are many shipwrecks to discover and explore as well. Some of these are protected by the government, so you will have to find out which ones aren’t.

    There are also plenty of golf courses and museums for you to enjoy as you spend a few quality days, or weeks relaxing and recharging your batteries.


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  • 5 Places to Take a Campervan in New Zealand

    New Zealand is one of those countries with such amazing landscapes and natural surroundings that you won’t even want to step foot into a city. Granted, the cities in NZ have plenty to offer but for the most part, you’ll want to experience the rugged outdoors. A wilderness campervan is a great way to experience this gorgeous country. You can stop as often as you like, and explore areas that might not be very inhabited or have accommodations available.


    The Coromandel

    Start in the north of the country in this rustic, unspoiled area of beaches and rainforest. Enjoy the unique art done by craftsmen in the local town or simply soak up nature- swimming, kayaking, sky diving and more await you in this amazing area. There are miles of beautiful beach to walk and lagoons to explore- don’t miss the secret lagoon on Donut Island.


    Lake Taupo

    Drive your campervan in New Zealand south from the Coromandel down to Lake Taupo, a lake the size of Singapore! There are also great beaches here, and plenty of campsites to park your campervan and enjoy a few days of outdoor fun. Just north of Lake Taupo is also home to Huka Falls, the most visited attraction in New Zealand.


    Continuing south in your campervan, you’ll experience the real heartland of New Zealand. A campervan is perfect for this kind of trip because you can stop anywhere and everywhere that strikes your fancy! Experience country life by visiting a stock auction where farmers put up their animals for sale, or take part in one of the many outdoor activities in the area.

    west coast

    The West Coast

    Heading down to the South Island, your campervan is the perfect vehicle to take you through the West Coast of the country. This region is a wild place filled with rivers and rainforests, so you really need your own transport. There’s plenty to see: the Franz Josef and Fox glaciers, pancake rocks and blowholes at Punakaiki are among the most interesting natural sights to see here.


    Some of the most dramatic and stunning landscapes are found in the Fiordland region at the south end of the South Island. It was carved by glaciers so hundreds of waterfalls cascade into the deep black fiords from which the region was named. It’s the perfect place to park your campervan and head out hiking- check out the Milford Track, New Zealand’s most famous walk.

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  • Cultural experience in Stockholm

    Stockholm is both the capital city of Sweden and the largest city in the whole of Scandinavia. As you might expect from such an important metropolis there are numerous attractions and entertainment options to be found here, including plenty for culture vultures to enjoy. The city’s impressive architecture, theatres, museums and landmarks all combine to provide options for several days of seeing the sights and evenings of artistically rich entertainment.

    Denmark in Winter

    Flights to Stockholm regularly depart from a large number of major airports in the UK such as London Heathrow International Airport. People who take the time to search for the latest deals and discounts will soon discover that there are plenty of cheap flights to Stockholm to choose from, especially in the low season. For example take a look at SAS’ cheap flights to Stockholm and it is very likely that you will find the fare that suits you.

    Birka the Viking Town is situated on the island of Björkö in the middle of Lake Mälaren and is a great place to explore during the day. The town is the remains of a real Viking community and visitors will be able to spend time exploring the town before learning more about its rich history and culture in the onsite museum.

    The Royal Dramatic Theatre is Sweden’s most important venue for spoken drama and more than a thousand performances are staged here each and every year. The theatre boasts a total of six different stages and some of the world’s most celebrated actors have travelled to tread the boards here over the years.

    Drottningholm Court Theatre can be found in the magnificent Drottningholm Royal Park and boasts a magnificent stage that dates back to the 18th century. Visitors who arrive in Stockholm between May and September will have the opportunity to take in one of the numerous opera and ballet performances that mark this season.

    Few culture vultures could resist the chance to enjoy a night at the Royal Swedish Opera. This impressive institution is known locally as the Kungliga Operan and has been hosting unforgettable performances since 1773. A large number of famous figures from Stockholm society including visiting dignitaries and celebrities can often be seen at the Royal Swedish Opera and tickets are highly sought after.

    Visiting the Museum of Dance is a great way to discover Stockholm’s cultural roots. The museum is located on Gustav Adolfs torg and features numerous artefacts related to the arts including Russian ballet costumes, African masks and Indian demon statues, while the museum’s temporary and permanent exhibitions offer an interesting glimpse into the history of dance.

    Stockholm also features numerous other interesting and informative museums for visitors to explore that provide an insight into the city’s rich culture. The Stockholm City Museum is the largest museum in the whole of Sweden and contains a collection of more than 300,000 historical artefacts as well as three million photographs and 20,000 pieces of artwork. Art lovers will want to allow plenty of time to fully soak up all of the treasures that located within the walls of the Swedish National Museum of Fine Arts, while a trip to the Swedish Museum of Architecture is a must for lovers of architecture.

    All this and more combines to make Stockholm an extremely exciting cultural destination. Visitors who have limited time to spend in the city and want to get the most out of their experience can also arrange to take a tour with a knowledgeable local guide, who will be able to provide inside information about certain attractions as well as revealing a number of hidden gems that are often overlooked by tourists who choose to explore the city independently.


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  • Test your grit on a double volcano trek in Tanzania

    If the challenge of scaling one summit isn’t enough for you on a walking holiday, why not consider tackling two? Tanzania might be most famous for Mount Kilimanjaro, but the country is also home to Mount Meru, another volcano that it’s possible to climb.

    At 4,562 m, Mount Meru is the smaller of the two, so it’s this volcano that you’ll trek up first. One of the big advantages of choosing to take on this walk ahead of your Kilimanjaro climb is that it will help you acclimatise to being at a high altitude, which means you will improve your chances of reaching Uhuru Peak (Kilimanjaro’s highest point) successfully.

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    Opting to do the Mount Meru trek before attempting to summit the Roof of Africa is just one of the ways to climb Kilimanjaro – as there are six routes up Tanzania’s tallest mountain, you have plenty of other options if you don’t have long enough to do the two treks.

    Mount Meru – a warm-up for the Kili climb

    Although Mount Meru makes an excellent warm-up for your ascent of Kilimanjaro, it is also worth climbing in its own right. There are excellent wildlife spotting opportunities in the early stages of this walk, with the likes of giraffes and elephants often seen on the grassland and in the forest that you’ll hike through on the first day of your trek.

    The views across the crater of Mount Meru are spectacular, particularly as you climb higher. One thing you shouldn’t miss is the optional walk to the summit of Little Meru, from where you can see the crater’s sheer walls and the bed of the horseshoe-shaped crater below.

    Reaching the summit of Mount Meru on the third day of trekking is really special, though, as you’ll hopefully arrive in time to see the sunrise behind Mount Kilimanjaro in the distance – a spectacular view that you’ll remember forever. After descending from Meru, you’ll typically have a half day of walking before you are driven to the starting point for your Kilimanjaro climb.

    Mount Kilimanjaro – the big challenge

    One of the best routes to follow to the summit of Kilimanjaro after successfully completing the Mount Meru trek is the Rongai trail. This will give you six days on the mountain (five for the ascent and one for the descent), so you won’t be rushing your hike. This particular track is less crowded than some of Kilimanjaro’s other paths and is the only one to approach the mountain from the north.

    It still has a real sense of wilderness about it, which only serves to enhance your experience when climbing the mountain. There is some spectacular scenery on this route up Kilimanjaro, too, with the track leading you through vast swathes of moorland, verdant pine forests and a desolate lunar-type landscape as you get closer to the summit.

    On the day that you push up to Uhuru Peak – Kilimanjaro’s highest point at 5,896 m – you’ll aim to reach Gilman’s Point on the crater rim, which is a little lower than the peak itself, in time to see the sunrise. Once the sun is up, you’ll continue to the top of the Roof of Africa, where you can admire the vast plains that spread out around the volcano, see Mount Meru in the distance and get a close-up look at some of the glaciers and ice cliffs that are found near the summit.

    There’s no doubt that tackling Mount Meru and Mount Kilimanjaro on one trip is physically demanding, but it’s an incredibly rewarding experience and an excellent way to really test yourself on a trekking holiday.


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  • Natural Holidays in Lapland

    It seems that when most people imagine their dream holidays, tropical beaches come to mind. They want to escape the relatively cold weather of their temperate homes and relax in shorts and flipflops, and there’s nothing wrong with that. But for some people, a sense of adventure draws them in the opposite direction—the far north. The Arctic Circle makes for a unique holiday destination for many reasons, but the most obvious is the natural environment and outdoors activities that are only possible there. Lapland in particular has many exciting activities to offer.

    Natural Holidays in Lapland 1This region that spans both Sweden and Finland is a paradise for those that love the outdoors, though it changes drastically with the seasons. The difference between winter and summer there is dramatic, to say the least. In the winter, the harsh Lapland climate is intimidating but allows for some of the most scenic skiing in the world. The top-rated resorts have excellent terrain and almost non-existent lift lines, with expansive panoramic views over vast tracts of wilderness on clear days. Cross country skiing and snowshoeing are also popular activities, and in some regions are actually necessary for basic transportation when the snow buries roads for extended periods of time. Some remote Scandinavian villages still rely on dog sleds for transporting goods and supplies across long distances, and dog sled treks are a fantastic way for visitors to get a feel for the people, the countryside, and the animals. Bonding with the hardworking sled dogs is a fun and rewarding experience for anyone, and trips lasting anywhere from a week to an afternoon are easy to arrange. Snowmobiling, the modern answer to dog sledding, is another popular activity for visitors.

    Natural Holidays in Lapland 2After and before the depth of winter, in March and September the earth is at its best location for viewing the famed aurora borealis, or northern lights. During the spring and fall equinoxes of these months, there is an increased chance of the geomagnetic storms that ignite the wildest colors of this eerie and beautiful phenomenon. To get the best views of the northern lights, escape the larger towns and cities and instead seek areas with less light pollution coming from human activity. Experiencing these sweeping curtains of color in the sky is undoubtedly the highlight for many visitors to Lapland and other areas in the far north.

    Natural Holidays in Lapland 3In the summer, the weather becomes surprisingly temperate. Sweden and Finland are both marvelously pleasant at this time of year, and activities like trekking become more popular. Abisto National Park, one of Europe’s largest natural areas, is the home of the Kungsleden (“King’s Trail,”) a 425 km trek that takes about a month. Small trips are also very feasible, and take intrepid visitors through beautiful countryside, glacial waterfalls and lakes, and fields of wildflowers. Kayaking is another common pursuit.

    Lapland is a beautiful area, and visiting at any time of year is a rewarding experience. So why stay on the beaten path? Leave the sunscreen at home and go on a real adventure.


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  • Mauritius: Treasure of the Indian Sea


    Often, searching for a destination to satisfy that wandering urge is a laborious process. Do you find that the novel nature of an unusual destination suits your tastes? Or is life abroad all about the allure of the warm tropics and the exquisite pampering that only an upmarket resort town can provide? The ideal answer is never being forced to choose between the two. Of course, finding such a gem is hardly a simple task. However, there is one location that is has a booming tropical travel industry and a quirky history that give it a bit of cultural flair to speak of.

    The Republic of Mauritius is an island nation located off the coast of Madagascar. Despite a sterling reputation for warm blue seas, pristine sandy beaches and a friendly multi-cultural population, Mauritius is perhaps best known as having been the sole habitat of the extinct Dodo Bird.  Mauritius is known as one of the top travel locations in the world, having won the World Travel Awards for World Leading Island Destination three times and World’s Best Beach award in 2012.

    Begin your day with French champagne on the white sandy beach and gaze across the shimmering teals and greens of the warm ocean waters. Once you’ve had a bit of relaxation, take advantage of the natural parks with a bit of motor biking or mountain climbing. Reinvigorate your body with delightful French cuisine, or if you feel a bit more daring, the authentic seafood and Indian curries will put a bit of spice in your life. Afterward, searching for hidden scenery on a snorkeling expedition around a secret island is a guaranteed hit. Of course, the alternative is just as nice: wander back down to the local beach for a seaside martini. Start a conversation with any of the friendly natives; most are happy to tell stories of the hundreds of surrounding islands dotting the sea, all while you watch the most dazzling sunset ever draped across the horizon.

    As the nation is located in the southern hemisphere, the balmy weather is reserved for January and February, so plan on a holiday excursion around that time. Holiday villa rentals are available for reservations. If possible, I recommend you take advantage of this quirky paradise as soon as possible.

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  • Surviving Harsh Conditions

    While traveling is a vacation for most it can be a lifestyle for others. When you become a year round, full-time traveler you may begin to find yourself looking into more adventurous places to travel. This is exciting but also a handful for many reasons. Your personal safety should always be your first priority. There are so many health and safety products to choose from out there too ensure your safety while traveling through harsh conditions. Here are two destinations where the conditions are quite different but equally difficult to tough out!



    There may not be a colder place on the planet than Antarctica. Many people do not realize that Antarctica is actually a desert. There is very little precipitation and large sheets of ice cover not only the entire land mass but most of the surrounding water as well. The conditions of Antarctica get so dangerous that it is only open to tourists during the summer months of November to March. Where you’ll be lucky to see the temperature hit a high of 14 C. This time of year carries 24 hours of daylight with it, making it somewhat of a surreal location to be. This is much more favorable than the winter months which are home to 24 hours of darkness and temperatures around -40 C. This combination makes the sea surrounding Antarctica impossible to navigate. While these are the temperatures for the surrounding islands, which most people travel too, the interior is much colder. If you have it in you to handle the SouthPole you’ll face summer highs of -15 C and winter lows around -80 C. Good luck with that excursion! But don’t let the harsh conditions scare you. There is much beauty to be found in the Antarctic landscape.


    The Australian Outback

    Australia is always a hot spot for travelers of all shapes, kinds, and sizes. This is for several reasons. It is home to beautiful beaches, wonderful people, and great cities just to name a few. But Australia, like many other countries, has its dangerous side. Here it comes in the form of the Australian outback. You may find yourself wanting to take an expedition through this area. Before you do you should know that spiders, snakes, and crocodiles all call it home. This desert takes up much of the Australian continent as it lies smack in the middle and its dry air and burning hot sun is what keeps most of the people near the coast. I mentioned snakes earlier and one snake in particular that lives there is the Inland Taipan which is the worlds most venomous snake. It isn’t known to kill humans, but the saltwater crocodiles that live there are. The scariest part is that these creatures aren’t the most dangerous thing in the desert, its the heat. Alice Springs is a town in the middle of Australia and temperatures regularly hit 45 C. If your car breaks down and you aren’t prepared with emergency materials such as water, a radio, or spare parts you may have trouble ever getting to another destination. There are places to get safety equipment to travel with and it doesn’t have to be expensive. PureSafety has deals for every type of traveller so make your trek through the Outback a memorable one, not a deadly one.



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  • Advice Destinations Top 5 List Travel Tips Uncategorized

    5 Tips to Have A Successful Camping Trip

    I read a great article, here, with lots of camping tips, but I wanted to make one of my own. I hope it’s useful to you. Camping season is here, inspiring many city dwellers to pack up and head out into the wild to try and get some peace, some quiet, and some fresh air during their days off.  That being said, a camping trip will only be peaceful and fun if you properly plan ahead and make sure that you’re prepared for your trek out into the wild.  Here are our 5 top tips that will help you have the camping trip of a life time:


    Hike to Your Destination

    If you plan on driving right on in to your camp site, then get ready for crowds and a noisy campground – you’ve been warned!  Any time that you can drive directly to a site means that you’ll have 5 to 10 times or even more people being around you at any given time.  So if you’re going for “peace” and “quiet”, choose to hike to your site. Tours such as Kakadu tours in the Australian outback will offer endless peace for people chasing some serenity.

    Even if you have to only hike a couple of kilometres/miles down the road to get to your camping destination, you’ll be cutting down the amount of people around you and giving yourself the promise of a far more relaxing camping experience.


    Eat Well

    Why is it that when people think “camping” they immediately think “hot dogs”? Even if you’re camping for only two days or so, you’ll undoubtedly tire of hot dogs by lunch time on the second day.  Add some variety to your menu and throw in some of your favourite treats from home.  Haul along that watertight cooler and throw it in the lake if you want to have some cool bevies to enjoy as you lounge in the lake under that hot afternoon sun (though don’t forget to tie the cooler down!) and bring:

    • A camping stove
    • At least one frying pan
    • A plate, bowl, and set of utensils for everyone coming along on the trek.


    Comfortable Accommodation

    This depends on how tough you are and how lightly you sleep. If you are a slave to comforts and can’t stand the idea of being away from your bed, then make sure you bring an inflatable mattress and a pillow. In for a penny, in for a pound; if you love comfort, you could always glamp and get a big fancy bell tent from one of the higher-end tent stores like Boutique Camping in the UK, or make sure you have a look on Glamping Hub if you’re living in America. But, if comfort isn’t that important to you, and you don’t want to carry something so heavy, then the smallest, light weight tent you can get hold of will probably do. After all, you’ll probably spend most of the time outside and only use the tent for sleep.


    Bring the Essentials

    This means bringing along a real first aid kit (not just band aids and some antibacterial cream), a compass, rain gear, matches, a map, and water.  It’ll only take you a few minutes to put these things together, but it’ll be well worth it should you need to use them on your trip.  Some other essentials include:

    • Sunscreen
    • Towels
    • Rope
    • Bear spray
    • Propane


    Be Friendly With Campers and Park Staff

    To get the inside scoop on where the best trails are or what the history of the area you’re camping on is, then you need to make friends with the experienced campers in the area as well as the park staff.  Get friendly with the ranger and the camp host.  Even saying “hi” to them every morning while you cook over your Bunsen burner stove will go a long way in helping you get the information on the area.


    Less Is More

    When it comes to camping, you don’t want to go all out and bring every single thing that you think that you may need.  Stick to the “less is more” principal and bring along only the basics.  Don’t bother spending a ton of cash on you camping gear and just stick with what you know you’ll definitely need.



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